SMFG India Credit. 12.00% - 24.00%. Standard Chartered Bank. 11.49%. Tata Capital. 10.50% - 24.00%. Find the right personal loan by comparing the best options from ICICI and HDFC banks. Get a detailed look at loan terms, conditions, interest rates, and more to help you make an informed decision. “Suppose, you have taken a home loan of ₹ 50 Lakhs of 20 years tenor at 7% interest p.a., your monthly EMI will be ₹ 38,765 and you will be paying a total interest of ₹ 43,03,587. Now Loan Amount The value entered must be a number that is greater than or equal to 0 and less than or equal to 50000000. Interest Rate ICICI Bank calculates the home loan EMI using a particular formula, which is as follows: EMI = [P x R x (1+R)^N]/ [ (1+R)^N-1], Where, P represents the ‘Principal Amount’, R stands for the rate of interest set by the bank, and. N denotes the number of years for which the loan has been taken. You can do it easily and instantly with our Gold Loan calculator. It has been designed to help you make a quick assessment of the EMIs on the loan amount at various rates of interest. To use the Gold Loan Calculator, just enter your desired loan tenure, and the loan amount you need. Now select a rate of interest. Here's a breakdown: Processing Fee: It ranges from 0.50% to 2.00% of the loan amount. Alternatively, you can expect to pay Rs 1500 or Rs 2000 (for Mumbai, Delhi, & Bangalore) + GST, whichever is higher. Prepayment Charges: For floating Rate of Interest (ROI) on Home Loan, Land Loan, and Home Improvement Loan: No charges. For Axis Bank, the rate of interest rates (floating rate) on home loan is in the 8.10-8.45 per cent range for salaried individuals. For self-employed individuals, the effective rate of interest Compare: Home Loan Interest Rate all Banks. ICICI Home Loan Calculator. BankBazaar ICICI Bank Home Loan EMI Calculator is an easy-to-use and hassle-free financial tool that lets you calculate your monthly instalments quickly with 100% accurate results every time Floating rate loan where purpose of loan is for business(non- Home loan) and borrowers are individuals and/or non-individual/s. 4% of the outstanding loan amount +applicable taxes 3. Fixed rate housing loan or limited period fixed rate housing loan* 2% +applicable taxes 4. Fixed rate non housing loans. 4% + applicable taxes. Conversion fees ICICI Bank Home Loan is your one stop solution for owning your dream home. Whether you want to purchase a house or construct a new one, we offer a wide range of products well suited to meet your housing loan requirement . We offer affordable home loans at attractive rate of interest rates for tenure up to 30 years. Onl49nO.